Pursuant to the Credit Reporting Agencies (CRA) Act 2010 and Central Bank of Malaysia Act 2009, I the undersigned do hereby give my consent to you and CTOS Data Systems Sdn Bhd ("CTOS"), a registered credit reporting agency under the CRA Act to process my personal data.
By this consent, I understand and agree that:
i) You may conduct credit check including CCRIS check on me with CTOS when consent has been given at any time for as long as I have a credit/trade relationship with you or where any dues remain unpaid and outstanding with you, for any one or more of the following purposes:
√ Credit/Account monitoring
√ Debt recovery
√ Credit/Account evaluation
√ Credit/Account review
ii) You may disclose any information on the conduct of my account{s) with you, to any business entity/ies for bonafide trade checking at any time. I am also aware and understand that such information will be provided to CTOS, who may in turn share such information to subscribers of their service.
iii) Where you require any processing of my application to be processed by any processing centre located outside Malaysia (including your Head Office), I hereby give consent to CTOS to disclose my credit information except CCRIS, to such locations outside Malaysia.
iv) Apart from the above, I the undersigned do give my consent to you and CTOS, to process my personal data as per the PDPA.